If your claim for reconstruction was denied, you can file an appeal(s) to your insurance company. You have several options depending on when your claim was denied (pre or post treatment) and the urgency of the appeal. Triage Cancer has an excellent resource page for insurance appeals, please visit their site for more details on the appeals process.
Contact your insurance agent, write a letter to an executive at your insurance company, or file a complaint with your state's department of insurance. You can access a letter template to send to your insurance company below.
CIGNA address for letters:
Executive Office Advocacy Team
PO Box 188016
Chattanooga, TN 37422
BCBS of NJ address for letters:
Horizon BCBSNJ
Centralized Service Center
PO Box 1770
Newark, NJ 07101-1770
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